Higher Victoria residents will not expertise monetary stress over the vacations – Saanich Information

The holidays are there and with it often financial burdens and the pressure to get over the means.

Isaiah Chan, vice president of programs and services for the Credit Counseling Society, said this time of year calls for increased communication with loved ones about finances.

It can be tough to sit down and talk to loved ones about your financial world, Chan said.

“There is an opportunity to have these conversations and help people find the true spirit of the season,” he said. “That may be painful comfort to someone frustrated with their financial condition, but it’s that silver lining that we’re trying to show people.”

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Chan said there are several ways to manage your budget around the holidays, such as:

“When it comes to kids, they grow out of things so quickly, and in my personal experience, kids aren’t so much about having a brand new bike, they’re just about having a bike,” said Chan. Many thrift stores have well-kept items that are much cheaper, if not completely free, he added.

The Greater Victoria Salvation Army also offers counseling to residents moving out of poverty and setting financial goals through a program called Pathway of Hope, said Patricia Mamic, director of public and state affairs.

“When people are really having problems, we encourage them to contact us for an emergency voucher, especially if their accommodation has been compromised or they have to choose between a meal or a gift,” said Mamic.

The Salvation Army is also able to offer families a shopping experience to choose what gifts to give to loved ones, an option that restores dignity and relieves pressure, she said.

To learn more about the Credit Counseling Society’s nonprofit services in Victoria, visit nomoredebts.org.

To use the Salvation Army services, visit victoriaarc.org or call 250-384-3396.

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